Open up about money at work with free resources and advice
Talk Money Week at work
3 - 7 November 2025
open up about money at work and help improve financial wellbeing.
Your employees and colleagues are dealing with financial pressures every day. From managing the rising cost of living to planning for retirement. Yet, money remains a difficult and sometimes uncomfortable topic to open up about in the workplace.
This Talk Money Week, you can help change that. Encourage your team to take our quick, 5-question Financial Wellbeing Reflection Tool. This check goes beyond technical knowledge. It can help individuals reflect on how they think and feel about money, and how these emotions influence their financial decisions.
In an increasingly complex and stressful financial landscape, we know that understanding your attitudes and behaviours around money is just as important as knowing the numbers or the latest investment trend. Our holistic approach empowers employees to explore their relationship with money, fostering intentional financial habits and more confident decision-making.
Your financial wellbeing reflection tool
Your Financial Wellbeing Reflection Tool has been developed by JFF’s financial education experts and mirrors the approach we use in our school programmes: the 5 Big Questions about money.
These questions are carefully designed to help individuals reflect on their own financial habits, emotions and decision-making processes. Just as our school education programmes help children explore the role money plays in their lives, this Financial Wellbeing Reflection Tool helps adults to explore these themes in a practical way.
The 5 Big Questions are:
· Where does our money come from?
· How does money make us feel?
· What can we use our money for?
· How does our money help other people?
· How can we look after our money?
The 5 Big Questions focus on areas that are crucial for both children and adults to engage with: earning money, managing it, saving for the future, understanding financial systems, and making confident spending choices. By mirroring this approach, the Financial Wellbeing Reflection Tool encourages employees to think beyond just their technical knowledge of finance. It can help them consider how their beliefs, values and emotions influence their financial decisions.
JFF does not provide financial advice - if you are unsure about what's right for you, please seek advice.
Share the Financial Wellbeing reflection tool with your employees this Talk Money Week and take the first step in opening up about money at work.
start the conversation safely: Download the Workplace Money Guide
With money worries as the leading cause of stress for UK employees, starting the conversation safely is more important than ever. Download this free guide from the Money and Pensions Service to guide your conversations and start building financial wellbeing in your workplace.
The guide provides practical advice on creating a comfortable and non-judgmental space for discussing money, along with strategies to address sensitive topics without overstepping boundaries.
Use the guide to promote open conversations around finances, reduce money-related stress, and build a more supportive workplace culture.
corporate partnerships with jff
We partner with trusted organisations who share our vision for financial wellbeing for all, to ensure we can make the greatest impact together.
Our corporate partners provide transformational support that helps us expand our reach into schools, pilot innovative new projects, and improve financial education for more children across the UK. We are so grateful for their ongoing commitment to our mission.
Want to talk about money at work?
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Begin by normalizing the topic—acknowledge that many people face financial stress and that it's okay to talk about it. Offering group discussions, workshops, or one-on-one sessions with financial wellbeing experts can also encourage openness. Be sure to highlight that these conversations are confidential and aim to improve financial wellbeing. For more tips on starting money conversations, visit the Money and Pensions Service MoneyHelper guide here.
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For Talk Money Week, your company can play a key role in supporting employees to open up about money and financial wellbeing.
You can start by sharing our Financial Wellbeing Reflection Tool with your colleagues. You can explore these topics further by creating opportunities for open conversations about money, such as sharing resources, or hosting workshops.
These initiatives not only support employees but also contribute to a positive workplace culture. For more ideas on how your company can get involved, check out the resources on our Talk Money Week hub here. -
Talking about money at work is important because financial wellbeing has a significant impact on employee mental health, engagement, and overall job satisfaction. Money worries are the number one cause of employee stress in the UK.
Many people experience financial stress, but it can feel isolating if the topic is never addressed openly. Creating a culture where money conversations are encouraged helps break down stigma, supports staff in managing financial challenges, and builds trust within the workplace.
By promoting open discussions, companies show they care about their employees’ wellbeing beyond the office, leading to a healthier and more engaged workforce.