Talk Money Week: free resources and activities

Talk Money Week 2026

2–6 November 2026

What is Talk Money Week?

Talk Money Week is an annual UK campaign run by the Money and Pensions Service that encourages open conversations about money. It runs from 2–6 November 2026, with the theme “It All Counts”.

Explore our free resources for families, schools and workplaces below. Start one conversation and keep it going throughout the year.

Talk Money Week resources for home, school and work

  • Illustration of two adults, one is holding a small child in their arms, the other is holding hands with a child. They are all smiling.

    At Home

    Build healthy financial habits and confidence from a young age by talking about money values and concepts at home.

    Home resources
  • Illustration of two children sitting at school in front of a teacher holding a book that says Wisdom on it

    At School

    Equip students with essential financial skills and prepare them for real-world financial decisions.

    School resources
  • Illustration of a woman wearing a headscarf, a man waving, a man wearing a tee shirt, and a woman waving. They are all joining hands as a team

    At Work

    Foster a supportive work environment, and improve employee well-being and productivity.

    Work resources

Six activities for Talk Money Week

Start with one small conversation at home, at school or at work. These ideas draw on our existing resources. Times are suggestions, so adapt them to your group.

At home · ages 4–6 · about 5 minutes

Plan a pretend shop

You need: a few household items and paper price labels. Take turns choosing what to buy. Ask, “What made you choose that?” Talk about how we decide what matters to us.

Explore home activities

At home · ages 7–9 · about 5 minutes

Talk about money and feelings

You need: one conversation card, on screen or printed. Ask how it might feel if a friend had more money to spend. Listen to their ideas, then use the follow-up prompt below.

Choose a home card

At school · ages 7–9 · about 10 minutes

Explore needs and wants

You need: paper and pencils. Invite pupils to draw things people spend money on. Discuss which might be needs or wants, and why different people might answer differently.

Choose classroom cards

At school · KS2 · about 15 minutes

Make money maths practical

You need: a Sumdog money worksheet and pencils. Choose a task from the school resources, then ask pupils to explain their choices and compare different ways to work out an answer.

Explore school resources

At work · adults · about 10 minutes

Make time for reflection

You need: a phone or computer. Give colleagues time to explore JFF’s Financial Wellbeing Reflection Tool privately. Invite reflection on money habits and feelings without asking anyone to share personal answers.

Open reflection tool

At work · employers · about 15 minutes

Share one route to support

You need: your staff noticeboard or intranet. Use the Money and Pensions Service’s workplace guidance to choose one useful source of support, then explain where colleagues can find it.

Explore workplace guidance

Preview our free resources

See what is included before you choose a download or activity.

Conversation cards for ages 4–12

Choose parent/carer or teacher/educator cards, then ages 4–6, 7–9 or 10–12. Each PDF card includes a question, a follow-up and a practical tip.

Sample card · at home · ages 7–9

Start with: How would you feel if a friend had more money to spend than you?

Then ask: What might you want your friend to understand about how you feel?

Tip: Listen without judging or dismissing their feelings. Explore what they might say to their friend and how the friend might feel too.

Download card 1 free without an email address. Enter your email to receive the full three-card pack. Marketing updates are optional.

Get free cards

Let’s talk about money at home

Preview of three pages from JFF’s Let’s talk about money at home guide

A practical PDF guide for parents and carers talking about money with children. Read it on screen or print the pages you need.

Free direct download, with no email needed. This is our 2024 guide, available to use throughout the year.

Get home guide

Financial Wellbeing Reflection Tool

A free online activity for adults, based on JFF’s 5 Big Questions. Explore money habits, feelings and choices through five questions and reflection prompts. No email address is requested.

Try reflection tool

JFF’s guides, conversation cards and reflection tool draw on the work of our financial education team. Meet the team and read about their experience. School resources also include materials from our partner organisations, credited on the school page.

Listen up.

Check out our series of financial education based radio shows with Teacher Talk Radio, the UK’s leading education radio station. Explore interesting conversations around what is financial education, gambling in video games, to innovations to make financial education engaging and accessible to primary school children.

Listen now

Lauren is a Primary Classroom Teacher and PSHE Lead in an area of London where many families are living with working poverty. This makes conversations about money particularly sensitive and emotive.

“We do a Money Talks session each week with all year groups and the materials [from Just Finance Foundation] make it easier to focus in on a specific learning.”

“Using this education, we want to break the cycle and give our children a better understanding of money outside what they may see at home.”

- Lauren

Illustration of a teacher is sat on the ground with 3 students sat on the ground around her while showing them an image of Milo the Dinosaur for a financial education based lesson

Why is Talk Money Week Important?

Research published by UCL in 2023 highlights inequalities in children’s financial knowledge and calls for greater emphasis on financial education from primary school. Without it, they are more vulnerable to risky decisions, misinformation and financial stress – especially in a world increasingly dominated by social media and unregulated information sources.

The ability to make informed money choices is not just a useful skill – it’s essential for adult life. Money touches everything from how we plan for the future to how we feel about ourselves in relation to the world. When children grow up understanding how money works and how they relate to it, they gain financial knowledge and build confidence to make choices that are right for them.   

That is why Talk Money Week, hosted by the Money and Pensions Service, is so important. It’s a chance for parents/carers, teachers and employers to come together and start important money conversations. At JFF, we know that talking about money is challenging and we provide a range of free resources to help you get started – guides, activities and support designed to help children develop financial literacy from a young age.

We need your help to make sure every child in the UK has access to the quality financial education they deserve. Get involved this Talk Money Week and open up about money for the thousands of children who are missing out.

Questions about Talk Money Week

  • Talk Money Week is an annual UK campaign that encourages people to talk openly about money. It is an opportunity to start conversations at home, at school and at work, and keep them going throughout the year.

    Find out about the campaign from the Money and Pensions Service.

  • Talk Money Week 2026 runs from 2–6 November. The theme is “It All Counts”, recognising that even small conversations about money can make a difference.

    You can use JFF’s activities during the week or at any time of year.

  • The Money and Pensions Service runs the national Talk Money Week campaign. Just Finance Foundation supports it with financial education resources for families, schools and workplaces.

    Our resources draw on the experience of JFF’s financial education team. Partner organisations are credited alongside their materials on our school resources page.

  • Choose home activities and guides, primary school activities or workplace resources.

    Our 2026 conversation cards are designed for parents, carers and educators talking with children aged 4–12. For adults, the Financial Wellbeing Reflection Tool offers five questions and prompts about money habits, feelings and choices.

  • For the 2026 conversation cards, you can download card 1 free without an email address. Enter your email to receive the full three-card pack. The choice to receive marketing updates is optional.

    The 2024 home guide is a direct PDF download. The adult reflection tool does not request an email address. Some other resources, including Milo’s Magazines and partner packs, have their own forms. Check the information beside each form before signing up.

  • Choose an everyday moment, such as planning a shop or saving for something. Ask an open question, give children time to answer and explore their ideas without judging them.

    MoneyHelper’s guidance explains that money skills begin developing between ages three and seven. Our conversation cards for ages 4–12 offer questions, follow-up prompts and tips to help you begin.

  • Build small conversations into everyday life. Families can return to our home resources, while primary schools can explore LifeSavers, JFF’s free financial education programme.

    Headteachers can share their experience in our financial education survey. Employers can use our workplace resources or explore corporate partnerships with JFF. For questions about getting involved, contact our team.