Across the UK, many households find it difficult to budget effectively and save for emergencies. When it comes to confidence and skills around managing money well, most of us have something to learn but many of us also have tips or strategy we could share with others. Sometimes all it takes is an opportunity to talk about money.
Cash Smart Credit Savvy (CSCS) is an introduction to budgeting skills and saving. Designed as an early intervention, to prevent financial challenges becoming a crisis, the programme improves financial wellbeing by increasing confidence and skill in making informed choices about money.
By working with existing local organisations and networks, equipping their frontline staff and volunteers, the programme successfully engages participants and removes the stigma often attached to money management courses by offering small, manageable modules in a familiar setting and activities that encourage participants to build on and share their existing knowledge.