The Just Finance Foundation has a vision of a fair financial system and addresses the issues of financial exclusion, distress caused by unmanageable money worries and debt, and the lack of practical knowledge around budgeting, saving and spending.
We want to improve the supply of relevant, affordable and responsible credit and financial services; increasing the motivation, ability and confidence of people, particularly those on low incomes, to manage their money and make wise use of financial products and services. Through the insight and understanding we gain from local communities, we want to inform and facilitate change in organisations, policy and regulation.
Our work helps people avoid and find ways out of financial distress by building their financial capability and providing relevant support and signposting to self-help and services. At the same time, we act to influence and reshape both national and local structures and systems to better reflect the needs and interests of low-income households.