Together Liverpool is a joint venture between the Church Urban Fund and the Diocese of Liverpool. It became part of the Church Credit Champions pilot in December 2014 and was one of the three national pilot projects to work with churches and credit unions in the development of work to improve financial resilience across the region.

The Diocese includes the former industrial towns of Wigan, St Helens and Widnes and of course the city of Liverpool. Together Liverpool is based in the Diocesan headquarters at St James House, which is just off the historic Hope St that links the city’s two cathedrals.



  • Liverpool is the largest city in the Diocese and has the fastest growing economy outside of London. Tourism is a massively growing part of the economy with Liverpool being the third most popular destination in the UK.

  • However, Liverpool has many problems with entrenched generational issues of unemployment, poor literacy, gang culture and poverty.

  • The level of multiple depravation is high, with Knowsley ranked the second most deprived local authority district with the largest proportions of highly deprived neighbourhoods in the UK, and with Liverpool ranked fourth most deprived. Liverpool City Region is the most deprived local area partnership in the UK.

  • Although the boroughs of St Helens, Wigan, Halton and Warrington have a proud history of industry and technological firsts, and world leading glass and chemical companies, they also have former mining communities with pockets of high unemployment. St Helens has the fourth highest rate of male suicide in the country.

  • Southport, which is a pretty Victorian seaside town, has many of the problems associated with poverty, seasonal unemployment, drug use, and high levels of homelessness.

  • Sefton is a mix of wealthy coastal towns, rural villages and deeply deprived housing estates built after the Second World War.


Core activities

Together Liverpool was part of the original Church Credit Champions pilot working alongside church communities to promote financial inclusion.

Our core activities are:


Promotion of credit union membership and growth.


Linking church communities with their local credit unions.


Training church volunteers – debt signposting, Cash Smart Credit Savvy (CSCS), and UC Savvy.


Helping churches to link with debt advice services and, where there are gaps in provision, setting up a new debt advice service.


Working with partners across the region to promote financial inclusion, share information and best practice, and develop solutions to gaps in provision.

Our Co-ordinator IN LIVERPOOL


Julia Webster

Julia was appointed as Just Finance’s development worker in Liverpool to promote and support responsible finance providers and improve access to free debt advice, financial capability training and appropriate financial services. Prior to this, Julia spent 17 years with Age Concern/Age UK in a variety of roles from Income Generation to Services Management.  Her earlier work experience was in financial services working for two of the big four banks and a national insurance company.

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